Free · 35-page workbook

You don't need a

different income.

You need a different strategy for the income you already have.

Jemal King turned one police paycheck into seven streams of income, starting by investing $50 out of every check. This is the workbook that shows you the seven, and which two you can start this month.

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Instant download. No cost. Written by Jemal King.

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Why this exists

Sixty days on the job, sixteen shots

went off in an alley.

A young man I was chasing couldn't get over a barbed-wire fence. He turned around and pulled a gun, and I grabbed the barrel while he was firing it. My partner came around the corner, couldn't see me in the dark, and fired in my direction too.

Nobody was hurt. And when it was over, the number on my check was exactly what it had been the week before. That's the quiet injustice at the center of trading time for money: the risk goes up and the check stays flat.

Before that night I had a two-week vision. A check-to-check vision. That was the night my sight became a vision.

Jemal King

Here's the part people get wrong when I tell that story: it did not make me quit. I stayed on the job for twenty years. What it made me do was start building while I was still in uniform.

I started by putting $50 out of every paycheck into a brokerage account. That turned into a cushion. A broker named April told me to buy an investment property before we bought our own home, an order I never would have thought of. That became a four-unit building. Then more buildings. Then flips. Then a daycare Camille and I built, which the bank told us would fail. Then a security business with my brother.

Every one funded the next one. That's the whole secret. The streams don't compete with each other, they feed each other. This workbook is how you start yours.

What's inside

Eight worksheets. Not eight chapters of theory.

If you read it front to back in twenty minutes and don't write a single number down, it will do nothing for you. Get a pen.

  • Identity & Vision: who you are outside your job, and the 5-year vision in present tense

  • Your 90-Day Sprint: signed, dated, and handed to somebody who'll ask

  • Net Worth Statement: what you own vs. what owns you

  • System Live: the 3-account setup that runs without willpower

  • The Cost of Current You: the line-by-line sheet Jemal used 20 years ago

  • Your Vision Number: what your dream life costs monthly, and the Gap you're closing

  • The Leak Audit: find the money you're already losing every month

  • The Entry Filter: which two of the seven streams you start, based on where you actually are

01–02

Vision & Numbers

You are not your job. Then the uncomfortable part: what your life costs, what your dream costs, and what you actually own.

03–04

System & Streams

Get a month ahead, automate three accounts, then all seven streams: earned, interest, dividend, rental, capital gains, business, royalty.

05

Legacy

Protection and transfer. Nobody gets excited about this section. It's the difference between wealth and generational wealth.

The centerpiece

Seven streams isn't seven jobs.

Every one takes real work to build. But most of them, once built, can pay you without your daily presence. That's the entire difference between a bigger paycheck and actual freedom. The workbook names all seven, shows how Jemal's fed each other in order, and gives you a filter for the two to start based on your savings, your credit, and your goal.

Be honest with yourself

This is not for everybody.

It's for you if

You have a job you're good at and a ceiling you can feel

You've watched people work two and three jobs and thought there has to be another way

You're not trying to quit tomorrow. You're trying to build while you're still there

You want your family taken care of whether or not you're here

You'll actually pick up a pen

It's not if

You're looking for a way to get rich without doing the arithmetic

You want a passive income scheme with no money down and no credit

You want stock picks or somebody to manage your money

You collect PDFs you never open

Be honest with yourself

Jemal King

Twenty years with the Chicago Police Department. Real estate investor and developer. Co-founder, with his wife Camille, of a daycare built for officers working double shifts. Co-owner of a security company with his brother.

He built all of it on a police salary, in uniform, one stream at a time. He teaches it in rooms full of first responders and working families who were told the only path was another shift.

They call him the 9-to-5 Millionaire. He'll tell you he didn't get there by working one job, and he didn't get there by quitting one either.

Free download

Start one stream. Then the next one gets easier.

Because the first one pays for the second one. It's 35 pages and a pen.

Start tonight.

Send me the workbook

Instant download. No cost.

Unsubscribe any time. We don't sell your information.

Educational material, not advice. Nothing on this page or in this workbook is individualized financial, tax, legal, insurance, or investment advice, and no result described is a promise of what you will earn. Real estate and investing carry real risk, including loss of principal. Personal figures shared are Jemal King's own history, offered to illustrate a principle. Consult licensed professionals about your specific situation before acting.

© 2026 Jemal King. All rights reserved.

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